• Life insurance becomes more valuable if bad things happen.
• A life-time annuity becomes more valuable if good things happen.
As insurance products, life insurance and fixed annuities are sometimes explained as opposites of each other. A life insurance policy
Hashem has to be smiling! No, I am not a navinor am I privy to what is transpiring in the celestial worlds. Certainly, I cannot and would not ascribe any emotions, keviyacholto Hashem, but this is a no brainer. The Gemarateaches us that from the day that the Beis
According to McKinsey, email marketing is one of the most effective methods of customer acquisition. Here’s why: 91% of US consumers use email daily, 40% have more than one email account, and personal emails cut out the “noise” that’s popping up more often on social media feeds. I short, email marketing can be a personalize, direct
When a tragedy happens, we say we have no words. We are momentarily speechless that something so terrible could happen. It becomes hard to think of what to say, and it’s impossible to truly express our grief. But I think that once the initial moments pass, it’s important for us to say something, whether as words of consolation
Rocky Ralbag did not plan his pre-seder strategy wisely. He knew he had to find time to eat at some point on Erev Pesach afternoon, but he had been caught at work until late at an emergency planning session for an upcoming project, and the next thing Rocky knew, he had missed lunch. By the time he tied up all his loose ends before leaving
“And on the seventh day, He rested.”
“And on the seventh year, the land lay fallow.”
For the Sassoon family, it was all about seven this past Shabbat: the seventh day of
There are those of us who have expressed dismay at the amount of work entailed in making Pesach and the total exhaustion caused by just thinking about what must be done. We on the other hand always loved getting ready for Pesach. The anticipation of our children visiting, the planning of activities that could be done during the days of Chol
Two weeks ago, my wife, without telling me, wrote in The Link a beautiful love note in honor of our 50 thwedding anniversary. I will put it away together with the many hundreds of notes that she has written to me over the years. On the rare occasion, when she was going away for a trip, she surreptitiously left notes under my
Part II of III
In most Modern Orthodox day schools, girls are permitted and/or encouraged to study Torah, yet at many schools, boys and girls have different curricula and texts for Jewish studies. That’s for elementary school. In high school, the numbers increase. TOSHBA sheets instead of
While learning the laws of Shabbat with one of my classes, I encountered the following challenge: As important as it is to discuss the values behind and purposes of certain mitzvot, what happens when many details of a mitzvah don’t support its purpose (or at least not in an obvious manner)? I didn’t want my students to get the
There is an old parable about a young man who lived in a corner of the world not often visited by “civilized society.” This man was arrested and, without the benefit of a legitimate trial, found guilty of having committed a crime. To send a message to the town’s residents, the man was sentenced to 20 years in prison.
I ran the Recovery House at Rutgers for five years and also worked in the counseling centers in two locations. The center in Newark served a campus with 13,000 students and had four full-time clinicians and another six part-time ones. The New Brunswick center served a campus of 55,000 and had about 40 clinicians, most of whom were