Whether self-employed or an employee, you need to show and verify enough income to qualify for the mortgage loan you are seeking. If you cannot show the income needed, there are alternative strategies to cover the income gap needed such as: (1) Utilizing a co-signer, (2) using liquid assets to qualify under an “asset depletion” program
It was hard to write this column while my mind was preoccupied with the horrific news from Paris that is at the forefront of all our thoughts. However, history has shown that determination and perseverance in the face of adversity has been a major factor in overcoming the face of evil. The Jewish communities throughout our history have,
For months, the Federal Reserve has been signaling that it expects to start raising interest rates this year. They argue that with an improving labor market they can expect inflation to gradually rise toward their 2 percent target over time. The Fed started to cut short-term interest rates in October 2007 to support the fragile
Q. When buying property in northern New Jersey, what are the next steps once my offer is accepted?
In northern New Jersey, real estate contracts and closings are handled by attorneys, one for each side of the deal, sometimes in cooperation with a title company or closing company
The days are getting shorter and we are enjoying the brisk days outside and the changing of the leaves. It’s time to think about preparing our homes for the winter. This can mean physically repairing and updating as well as decoratively making some seasonal changes to your home.
ASK THE REALTOR®: Can you tell me about some of the Realtors® in your office?
ROBERT RUSSO: All of our agents are licensed as either Sales
Mortgage disclosure changes are here.
If you have read any books or scoured any online articles about residential mortgage financing, as of October 3, 2015, you can pretty much scratch it! Not the theoretical aspects about financing, but the initial disclosures that were once known as the
What are the pitfalls for a novice investor or primary residence?
There are many young professionals earning impressive incomes and given the historical returns in real estate, it is still a good time to get into the market. There are many properties available in good
(BPT) - Cooler nights and shorter days are a sure sign winter is on its way. Smart homeowners use this time to prepare their homes against the season’s wrath. You too can protect your property and eliminate winter worries with a few simple projects that can be completed in one weekend or less.
Dispose of Dead Leaves Quickly
BPT—No one relishes the prospect of having to move out of his or her home due to age-related health, mobility or dexterity issues. In fact, more than half of homeowners 60 and older say they intend to stay in their current homes indefinitely, according to a recent survey by Houzz. Fortunately for people who want to stay put, a range of
(BPT) If home improvement was only about increasing a home’s resale value, perhaps more people would live in homes that had steel entry doors, manufactured stone veneer and/or vinyl siding and interior walls that were a uniform beige. But when you’re calculating the potential return on investment of any home
Teaneck—Links Residential, a progressive boutique-style real estate agency, is proud to acknowledge and welcome Bruce Elichman as the broker manager of its Teaneck office location.
With over 28 years of experience as a business owner and a leading professional in the real estate industry for