Friday, October 07, 2022

Real Estate

You Should Refinance Now, If…

There are many reasons why homeowners opt to refinance their current mortgage—from obtaining a lower interest rate, to shortening the duration of their loan, to switching loan types, to tapping into home equity—just to name a few. The reasons are countless, and make most sense when they are custom-tailored to an individual’s


Three Days of Pure Joy and Happiness

Now that round one Yom Tov has ended, we can sit back and marvel at all the work that has gone into making the three-dayer a success. For those of you who have domestic help, lucky you. For those of you who have great spouses who help, even luckier. For those of you who have neither, maybe this will motivate your spouse to either get you some help or step up to the


Ways to Keep Cozy This Season

(StatePoint)In cool weather, staying comfortable is a top priority -- from the clothes and shoes you wear to the food you put on your family’s table.

Here, lifestyle experts explain their personal techniques for staying cozy all season long:


Organization is a Necessity, Not a Luxury

Organization is the key to any home. When you get rid of clutter, it is like a burden lifted. Traveling also entails a lot of organization. I just came back from a trip and I felt as though my trip revolved around all my wires and chargers. If you don’t have them, you truly cannot function in these days.

Looking for a way to keep cords and other electronic


5 Tips for Prospective Homebuyers

(StatePoint)If you’re serious about homeownership in the near future, getting prepared is crucial. Consider these five tips:

• Get your financial house in order: Good credit is key to getting a mortgage at a reasonable interest rate. If it’s been more than a year, find out what your


Quick, Easy Ways to Add Warmth to Your Home Decor for Fall

StatePoint–We all get bored from time to time and want to change things up. While it’s easy to add items to your wardrobe or try a new hairstyle, it may not always feel as easy to change the look and feel of your home.

You may not realize small, quick updates to your home can make a big impact, and changing things


My Last Phone Call With Vera Greenwald a”h

Apparently, I was one of the last people to speak with Vera Greenwald a”h when I spoke with her this past Sunday morning. She was her charming usual self, and there was no way in the world to imagine or fathom the unthinkable that would soon happen. I’m not here to give a eulogy. I would be out of place, and it would


Beautifying Your Home’s Outdoor Spaces

StatePoint—In the warmer months, the im­portance of your yard and patio becomes top-of-mind as you spend more free time outside. While there’s no better place to read a book, meditate or simply kick back with some lem­onade, you can only truly enjoy those activities if the space inspires tranquility and relaxation. Here are some great ideas for some


Ask the Realtor

Q. What are some common mistakes sellers make?

A. With the growth of information on the internet as well as the popularity of DIY shows on TV, it’s often easy to think you know enough to proceed without expert advice and assistance from a licensed realtor. Of course,


Well Deserved Teacher Gifts

Teachers are wonderful human beings. They are the ones who instill in our children the tools to move forward in life. They are the ones who spend many hours per day with our precious gems

As the year draws to a close, I am sharing some teacher gift ideas you may want to consider for your favorite educator!!!

Oven Mitt


Instant Coffee and Online Mortgages

First question: would you rather have fresh brewed coffee or Taster’s Choice? Many wouldn’t mind Taster’s Choice, but that being said, all of you who are coffee drinkers know that fresh brewed will taste much better. I myself have rarely tasted any instant coffee better than fresh brewed, although Starbucks has a great


Homemade Things Are So Special

Homemade things are always fun to make and a real savings as well. If you choose to give something homemade as a gift, I’m sure your recipient will be pleasantly surprised knowing you took the time to make it.

Homemade Baby Wipes

Paper towel Roll (Viva good choice)

Very good bread knife

Old wipe container or container to hold wipes (an

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