If I had a dollar for every person who told me they won’t open or keep open a credit card with an annual fee, maybe

Ah, the age-old question: should you use a credit card or a debit card for your daily transactions? While some folks may swear by one

Editor’s note: We welcome Atara Mauskopf, who has for years been optimizing rewards programs for travel opportunities. We look forward to her insights. In need