Thursday, October 01, 2020

Real Estate

Seek Not What a Property Is Today, But What it Can be Tomorrow: Buying That ‘Fixer-Upper’

Many homebuyers want ready-to-move-in, but in many markets and situations it may pay to consider buying a “fixer-upper.”

There are at least four ways to finance construction projects, but only one allows for a minimum amount of equity or down payment. This program allows for the cost of


Make Your Home Smell Great This Fall

(StatePoint) When updating your home each season, most of the emphasis is placed on delighting your sense of sight. Why not spend some time on your home’s fragrance?

To refresh your home this fall, consider these tips:

Start Fresh


Heat Your Home Without Wasting Energy This Season

(BPT) If you’re interested in living a greener lifestyle, perhaps you’re already trying to reduce your energy usage as much as possible. Maybe you ride your bike to work, unplug your electronics when they’re not in use, use fans during warm weather and avoid wasting water.



Do I Need a Lawyer?

Signing a contract for the purchase of a home is probably the most expensive item you will buy in your lifetime. Why should you not seek the advice of an attorney? New Jersey is one of the strictest states when it comes to environmental law. Each town has its own criteria to obtain a Certificate of Occupancy. Contract Law is very


Fall: The Best Season for Home Improvement

(BPT) The rituals of fall include sending kids back to school, raking leaves and cheering on the hometown football team. In addition, a new fall tradition has emerged for America’s nearly 74 million homeowners - home improvement.

This fall promises to be particularly popular for home projects.


Royal Realty Provides Concierge Services for All Its Clients

With professionalism and warmth, Fern Malka and her team of realtors at Royal Realty Services (RRS) help simplify the often overwhelming task of purchasing or selling a property. Together with the agents in her employ, Fern offers the knowledge that comes with their combined 75 years of experience.



I am a Jerusalem-centric Jew. It started 30 years ago when I spent two years learning in yeshiva in Jerusalem’s Old City, and it continues to this day, as I visit Jerusalem a few times a week for work.

Never in our great grandparents’ wildest dreams could they have imagined that we


What Does Seasoning Mean in the Mortgage Business? Hint: it Doesn’t Go on a Chicken

Seasoning is an underwriting time frame that must pass before you can be eligible for mortgage financing. When you experience a financial hardship, typically your credit scores decline. It takes years to navigate around certain events and to bring your credit scores back up. If you are looking to buy or refinance a property, lenders will


Selling Your Home? How to Get Buyers in the Front Door

(StatePoint) Looking to sell your home? Then improve its curb appeal. That’s the advice of realtors who say that many home buyers won’t even get out of their cars unless they like the way the house looks from the street.

“Today, buyers can be choosy. Overgrown bushes, peeling paint or


What to Know Before Upgrading Your Home’s HVAC System

(StatePoint) Not all home upgrades require a ton of research. But for more complicated repairs and replacements, being informed can help you make better decisions.

For example, replacing your home’s HVAC system is one thing you want to get right, as a good decision can benefit both your


Shemita and Bank of America

One of the many laws of Shemitah deals with the release of financial obligations at the conclusion of the seventh year. Theoretically, this means that any debts owed are discharged. There are obviously many challenges to such policy. Who’s going to lend money knowing the debt will be forgiven? As we exit the Shemitah year, this issue is


Ask the Realtor®

My mother is 92 and has lived in her house for 60 years. The time to move to assisted living is now. What can I do to help her?

S.C.S. Finding the right place for your mother to move is the primary decision to make. This will take time and a major life change can be difficult for many people at