One of the many laws of Shemitah deals with the release of financial obligations at the conclusion of the seventh year. Theoretically, this means that any debts owed are discharged. There are obviously many challenges to such policy. Who’s going to lend money knowing the debt will be forgiven? As we exit the Shemitah year, this issue is
My mother is 92 and has lived in her house for 60 years. The time to move to assisted living is now. What can I do to help her?
S.C.S. Finding the right place for your mother to move is the primary decision to make. This will take time and a major life change can be difficult for many people at
An established mortgage lender to lead you home.
First Meridian Mortgage, established in 1991, has been helping borrowers realize their home owning dreams for almost 25 years. During that time, we have refined our goals and values as a company, cultivating who we are and what we
What is OPRA?
OPRA is the “Open Public Records Act” which was enacted to provide the public greater access to governmental agency records. OPRA can be used to obtain information on properties from the building department in every township. This is a great way to find out
Things were much simpler years ago. When my husband and I bought our home 43 years ago, we put down a hundred dollar binder. There were no inspections and we didn’t need a Certificate of Occupancy. Our lawyer wrote up a contract, and buyers and sellers signed it. There were no riders involved. We then went to the bank, got a
Not just yet. But as we watch summer slip away, it is hard to believe it’s almost over. Nobody wants to think about snow and ice when we are sitting outside enjoying fresh mountain air and swimming at the beach. It often seems that when we are enjoying good times, we forget about the challenging moments, acting as if good times
Sorting through mortgages involves making a lot of critical choices. One of those choices may be deciding between between a fixed or variable interest-rate mortgage financing. Fixed-rate mortgage payments are fixed throughout the life of the loan whereas adjustable-rate mortgages a/k/a variable-rate mortgages a/k/a ARMs can have rate and
(BPT)A beautiful backyard has become a suburban status symbol, much like a brand-new car in the driveway. Upgrading your outdoor space is not only uplifting, it’s practical, too. A great backyard expands your living space, enhances your enjoyment of your home and can boost resale value.
Is my offer safe once we are in attorney review?
Attorney Review is a period of three days, which could be more or less, depending on the attorney’s schedule. The contract is the most important part of the transaction. It determines your rights, risks and obligations.
(StatePoint)Want to get your home noticed? There are many ways to add value and design appeal to your house’s exterior, and doing so is important, say experts.
“If you’re selling your home, updates add value and curb appeal. And if you’re staying long-term, these improvements
Or, As They Say in the Boy Scouts, “Be Prepared!”
When shopping for a home, most of the time you’ll be asked for a preapproval or a mortgage commitment. Real estate Brokers typically request and some demand that buyers have them in hand before making an offer to the seller. There is