May 1, 2024
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Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Carl Edward Guzman

Articles by Carl Edward Guzman

The Incremental

in·cre·men·tal – adjective 1. relating to or denoting an increase or addition, especially one of a series on a fixed scale. “Incremental changes to the

Bang for the Buck, Maybe?

How do you get a lower mortgage rate when buying a home? Answers: 1. Wait for the market to change and for rates to move

Protection

My hope is that in this article you come away with a unique perspective on: (1) mortgage financing as being just a way to get

Debt Control

Debt, as with anything, can be good or bad. Debt management is the key to not digging yourself into a hole that you can’t climb

More! or Less

I’ve been thinking a lot about our current economic environment. Mortgage rates drop and that creates an opportunity to lower your payments, build equity, sell

What Next?

There are so many things that I want to say. I’ll just start by saying my heart goes out to all those who have experienced

Bail Me Out!

Many borrowers need mortgage financing to help them improve their financial situation and net worth. Whether you’re an investor or own a primary residence, you