June 23, 2024
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June 23, 2024
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Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Carl Edward Guzman

Articles by Carl Edward Guzman

PMI and PURIM

Miracles, emancipation, avoidance of tragedy, coming together as one people is what I think of when Purim arrives. Esther and Mordechai took action, working together

MI Oh MI No MI

What is mortgage insurance or private mortgage insurance (MI or PMI)? When you put less than 20 percent down payment or borrow more than 80

Tight Market Battle Tips

When you’re up against tight inventory (not enough homes on the market) and higher prices for entry-level homes, how can you get an edge? What

One Drop Can Be a Big Gain

One drop, as in dropping your monthly mortgage insurance (MI) payment. If you bought or refinanced your home, you may have taken mortgage insurance. Mortgage

What Kind of Borrower Are You?

Mortgage lenders always look at work history, credit score and source of down payment funds. The required financial documentation will be different depending on the