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December 17, 2024
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Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Carl Guzman

Carl Guzman, NMLS# 65291, CPA, is the founder and president of Greenback Capital Mortgage Corp., a Zillow 5 star lender. He is a residential and reverse mortgage financing expert and a deal maker with over 26 years of industry experience. Carl and his team will help you get the best mortgage financing for your situation and his advice will save you thousands. Visit him at www.greenbackcapital.com or [email protected].

Articles by Carl Guzman

Can You Go Low?

Low down payment to buy a home, I mean. So, what is the minimum amount of money you need to become a homeowner? Believe it

Why Refinance Your Mortgage?

There is always an opportunity to refinance as long as the numbers make enough sense to move forward. You can: a) Refinance, lower your payment,

Secrets of a Mortgage Loan Officer

When underwriting a loan, lenders follow the guidelines of Freddie Mac and Fannie Mae, the largest buyers of mortgage loans and the FHA for government

Getting It Done

Memorial Day has passed but not the memories or the appreciation of the freedom we enjoy daily. My father was a soldier in the Korean

Get Em In, Move Em Out

How First-Time Homebuyers Can Buy a Home With Minimal Savings It doesn’t take a lot of money in terms of down payment and closing costs

How Much Extra?

Does a low credit score cost you? As we all know, mortgage rates fluctuate on a daily basis, so the goal, as a borrower, is

Art of the Concession

The idea of this article is to provide information that you can use when you are negotiating for the home that you’re interested in. I

Deal Savers

You would totally appreciate your mortgage advisor if you knew all that goes into getting a mortgage loan today. There are numerous programs, underwriting guidelines,