December 5, 2023
December 5, 2023

Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Carl Guzman

Carl Guzman, NMLS# 65291, CPA, is the founder and president of Greenback Capital Mortgage Corp., a Zillow 5 star lender. He is a residential and reverse mortgage financing expert and a deal maker with over 26 years of industry experience. Carl and his team will help you get the best mortgage financing for your situation and his advice will save you thousands. Visit him at or [email protected].

Articles by Carl Guzman

Truth in Advertising

There are a couple of things I have wanted to get off my chest for a while. Over the years, I have read, seen and

Emotional Lending

We are overloaded on social media with everybody’s accomplishments, some objective but many self-proclaimed. Everybody is number one, the best in the business, top of

Cash Out or Equity Line?

It’s predicted that over the next two months, inflation is going to come down further, which usually translates into lower mortgage rates. Lower mortgage rates

Reverse for Purchase

Generally, when someone thinks of reverse mortgages, they think of paying off an existing mortgage and/or pulling cash from an existing primary residence. Did you

The Mortgage That Changes Lives

There is no question that a regular mortgage can change your life. A regular mortgage, meaning the kind where you borrow a certain amount of

Improve Your Cash Flow Now

In terms of the economy and the increase in mortgage rates, I would say it is what it is. Do we predict the future? Do

Ticking Time Bomb Mortgage Solutions

You may be contemplating refinancing your mortgage now that rates dipped. Should you refinance again or wait? What you should consider is: Are current rates

Eligible at 60

So the question is, when I say eligible, what do I mean? Eligible as in bachelor or bachelorette? Eligible to win a raffle? As a

Low Credit Scores Cost Big Bucks

The mortgage rate examples below were pulled off the MYFICO website. We know that rates change, so regardless of where rates are, the following general

How to Read a Loan Estimate

The first question you may have is: what is a loan estimate (LE)? If you bought or refinanced a residential one- to four-family property in