An Adjustable Rate Mortgage is a perfect solution for borrowers who are interested in saving money with a lower interest rate. In the past, the

A seller wants to sell their house, and a buyer wants to buy a house. (How do you like my logic and deductive reasoning?) But

Millennials were born in mid-1980s through the 2000s. They follow the generation known as X. For the millennials who want to buy a home, obtaining

A lot of things go into underwriting a mortgage but contrary to what people say not everything is black-and-white. Not everyone has 20 to 25%

Underwriters have qualifying income guidelines that are unknown to the borrower. If you think common sense is important, it is, but not when it comes

When a borrower cannot qualify for a loan by themselves, a co-signer can be used to compensate and strengthen the possibility of a borrower getting

When you apply for a mortgage loan, avoiding the obstacles below will help minimize any delays during the mortgage process and lead to a smoother

I’m not talking about doing the limbo. I am talking about the minimum amount of money you need to become a homeowner. Believe it or

You find a home, get excited, apply for a mortgage. Everything looks great and then uh oh, you get a call saying that your approval

What are seller’s concessions a/k/a seller contributions? Answer: Negotiable dollar amounts that the seller pays toward closing costs on behalf of the buyer on a

Buying a condominium (condo) is a bit different than buying a home. When you own a home you are accountable to yourself (and maybe a

Momentum has picked up and almost every economic indicator is better than it was. People are starting to make more money, and feeling good about