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December 13, 2024
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Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

David Siegel

GRA David Siegel is a vice president of mortgage lending with Guaranteed Rate Affinity (GRA), a leading national retail mortgage lender. David has over 15 years of experience at both major banks and mortgage bankers and understands the guidelines of different lenders to help direct his customers to the best loan type for their needs. He is located at 16 Arcadian Avenue, 3rd Floor, Unit C-6, Paramus, NJ 07652. Contact him via email at [email protected] or [email protected], or phone 201-725-9527. NMLS 277243 Guaranteed Rate Affinity NMLS 1598647 Equal Housing Lender. Licensed by the New Jersey Dept. of Banking and Insurance. Non-GRA David has over 15 years of experience at both major banks and mortgage bankers and understands the guidelines of different lenders to help direct his customers to the best loan type for their needs. Contact him via email at [email protected], or phone 201-725-9527.

Articles by David Siegel

No Thanks, I’m Good

How many times have you been at a shab­bat lunch and the host offered you a second helping of that delicious steak dish, or you

Used To Be

“Used to be,” it was easy to get a mortgage. Provide minimal doc­umentation and you could get an 80% LTV first mortgage. “Used to be,”

Your Credit Scores

Coca-Cola won’t reveal its secret ingredient, Colonel Sanders keeps his special combination of spices in a vault, and Moish the Morasha baker won’t tell anyone

Is It Too Late to Refinance?

It seems like everywhere you turn, you’re hearing about rising mortgage rates and the unfortunate news that it’s too late to lower your bills with

Local Banker vs. Mortgage Banker

There are two misconceptions regarding local banks versus mortgage banks. First, people think mortgage banks have lower rates than local banks. Second, they assume local

Student Debt

You signed the loan papers to get the financing that allowed you to register for classes. Then you enjoyed years of undergraduate classes, tests, parties