January 16, 2025

Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Shmuel Shayowitz

Articles by Shmuel Shayowitz

The Big Reset. Starting Anew

Alfred Nobel, a renowned chemist, engineer, inventor, and businessman, woke up one morning to read his own obituary. The headline read, “The merchant of death

Reinventing The Wheel

About three decades ago, Richard sat on an airplane excited for take-off, counting down the minutes until he would reunite with his girlfriend in the

Hard Work Pays Off, Usually!

I heard a great parable that helped me capture an experience that I had with a recent client. The story goes – every morning, the

The Grass Is Always Greener…

I distinctly remember the day. It was Friday afternoon in December. I was still at work packing boxes for our upcoming move. That Monday, we

Malleable Mortgages

Anyone who knows me well knows that I am fascinated (ok, obsessed) with the notion of a “growth mindset.” I was first introduced to the

Sign•if•i•cant Other

A panicked call from a client late one evening revealed he was under enormous pressure because of a possible work emergency that would call him

My Story (Part I)

It was 4:00 AM on January 17, 2008, a day after my birthday, when I was awoken by lots of buzzing emanating from my phone.

Getting The Best Mortgage Rate

I will admit, it was a very intimidating conversation. He came highly recommended to me from a past client who told me that Reuben (not

More for Less

A small boy, maybe six or seven years old, was anxiously waiting for a bus with a group of older children. Some were holding sports