In speaking with a potential client this week, I was reminded, yet again, how most people take things at face value without considering consequences. This

With the first major snowstorm hitting our area this week, most expect a slowdown in activities, preparing to be locked down in their homes. However,

One would be hard-pressed to find many that don’t enjoy this time of year. With family gatherings increasing and the calendar year winding down, life

Whenever I speak with a potential client about mortgage financing, I always as them, “what is your objective?” These days, the most common response that

Part II We were at a restaurant for lunch, and it was evident that our waitress was new on the job. It’s quite understandable as

The mortgage industry is forecasting close to $4 trillion in mortgage volume for 2020. The record numbers are attributed to a robust housing recovery and

At the time of the writing of this article, the presidential election was yet still too close to call. Pre-election day polls had former Vice

You read that right; it wasn’t a typo. By now, we are all familiar with the acronym “FOMO” – the social state of mental or

As the Presidential elections heat up, there are undoubtedly very significant decisions that Americans will have to face very soon. For now, the decisions that

Merely a few months ago, if someone were to say 1.99% regarding a loan, they would undoubtedly be talking about the fees or “discount points”

To say that 5780 was an unprecedented year would still fall short of genuinely describing all that we have endured these past few months. The

Rosh Hashanah, the Jewish new year, is one of my favorite holidays. There are actually four “New Years” in the Jewish tradition for those that