January 15, 2025

Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Shmuel Shayowitz

Articles by Shmuel Shayowitz

#1 In The Mortgage Industry

Nope, we are not #1 in the mortgage industry by any stretch of the imagination, yet. According to the last published report by the Nationwide

No One Wants a Mortgage!

We are a consumption society built around consumerism. For most, checking out cars and always upgrading to a new model every few years seems to

All’s Well That Begins Well

You read that right. Unlike the famous idiom that reads, “All’s well that ends well,” – that a person can forget about how unpleasant or

What Camp Are You In?

We are indeed living in unprecedented times. Summer vacations and camp experiences typically the highlight for so many during the year, have been compromised or

Honesty Is the Best Policy

It is rare, although not uncommon, for you to speak with someone who truly loves what they do. If you find that person, and they

2.50 Reasons to Refinance Now

As of the writing of this article, the Dow was down over 700 points, and the S&P dropped over 80 points, as stocks were pressured

Thank You, Educators!

For most children, this week concludes a very unique year of schooling. Students and faculty were challenged like never before to work in remote environments

Happy Homeownership Month

In 1995, National Homeownership Week began as an initiative of President William Clinton’s administration to increase homeownership across the nation. President George W. Bush expanded

Exactly the Same and Completely Different

It is not uncommon to speak to potential home buyers, and to discuss different financial strategies, including funding the “traditional” twenty-percent down payment, to avoid