You read that right; it wasn’t a typo. By now, we are all familiar with the acronym “FOMO” – the social state of mental or

As the Presidential elections heat up, there are undoubtedly very significant decisions that Americans will have to face very soon. For now, the decisions that

Merely a few months ago, if someone were to say 1.99% regarding a loan, they would undoubtedly be talking about the fees or “discount points”

To say that 5780 was an unprecedented year would still fall short of genuinely describing all that we have endured these past few months. The

Rosh Hashanah, the Jewish new year, is one of my favorite holidays. There are actually four “New Years” in the Jewish tradition for those that

We have been hearing a lot from the Federal Reserve over the past few months. Starting with an emergency meeting on a Sunday night in

By now, everyone is aware that interest rates are at historically low levels, the likes of which we might never see again in the United

No matter where you apply for your mortgage, every single loan applicant will complete what is called a “Uniform Residential Loan Application” (“URLA”). This mortgage

I received a call from someone who has an accepted offer to buy a home in Bergen County. He was anxiously trying to give me

As of this writing, the yield on the 10-year US treasury was just shy of.70%. We are at historical lows on the index, but a

Nope, we are not #1 in the mortgage industry by any stretch of the imagination, yet. According to the last published report by the Nationwide

We are a consumption society built around consumerism. For most, checking out cars and always upgrading to a new model every few years seems to