I was recently speaking to a client who was “shopping around for a mortgage,” when he stopped me mid-sentence to ask why I needed all

As predicted, the Federal Reserve cut interests rates at their month-end meeting on Wednesday. The 25bps cut was highly anticipated, but it was the comments

For those who frequent my articles, you know that I am not one to make bold predictions, especially when it comes to market fluctuations. We

I was sitting in my office last week when I received a call from someone inquiring about refinancing options. Indeed, it is a common conversation

Last week I ‘challenged’ friends and followers inquiring whether they would choose $1 million guaranteed, or a 75% chance at $10 million. It was a

One night my son started to ask some fascinating and thought-provoking topics around the dinner table that he and his friends compiled. Of the many

This week I experienced a situation the likes of which I don’t think has happened yet in my career. Although I am confident that the

On the days that I get my morning coffee from outside the home, I usually go to an unnamed “largest coffee chain in America.” There

Over the past seven trading sessions, yields on the 10-year United States Treasuries have dropped almost 40 basis points. Earlier this week, the 10yr briefly

Home equity loans, home equity lines of credit, second mortgages – call it what you want, they are starting to get “second looks” again in

According to a report released this past week by the National Association of Realtors, sales of existing U.S. homes fell 0.4% in April (compared with

Home sales are on the rise. Mortgage rates are on the decline. The real estate and mortgage markets are abuzz with opportunities. Over the past