April 22, 2025

Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Shmuel Shayowitz

Articles by Shmuel Shayowitz

Record-Breaking Numbers

Let’s first start with the indestructible stock market. Improving sentiment around the United States and China trade relations has contributed to the market’s record run

Not All Mortgages Are Created Equal

For background, the Federal National Mortgage Association (more commonly known as “Fannie Mae”), and the Federal Home Loan Mortgage Corporation (more commonly known as “Freddie

The Secret to the Four Species

As we all know, Jews across the globe gather the “Four Species” – the Esrog (Citron), the Lulav (Palm), the Hadas (Myrtle), and the Aravah

Refinancing For The Right Reasons

The Mortgage Bankers Association had an interesting statistic released earlier this week. They reported that overall mortgage application volume dropped 6.2% this week, from its

Congratulations You Are Approved!

Nothing makes me more excited and more nervous, then issuing a “pre-approval” certification to my clients. What seems to be an instantaneous output at many