This week I closed a loan that was one for the books! When I first met with the client, he was very open about some

Last week everyone “gained” an hour of sleep when we changed the clock back one hour as we do every year around this time. Although,

Fair Isaac Corp., the architect of the well-known FICO scoring model, plans to roll out a new scoring model that is getting a lot of

Let’s jump right in! Analysis paralysis is the state of over-analyzing or over-thinking a situation. In effect, as Wikipedia says, a decision or action is

One need not look further than the ancient text of “Ethics Of The Fathers” (Pirkei Avot) to learn the secret of real estate that industry

With Hurricane Michael dominating much of the news this week, and in conjunction with Parshas Noach, I thought it would be fitting to touch upon

Around this time a decade ago, the financial markets were rattled when Lehman Brothers collapsed without a suitor. They certainly weren’t the first lender to

In the business world, everyone speaks about getting the best “return on investment” (ROI). An ROI is the ratio between the net profit and cost

I was recently speaking with a client who was referred to me after spending over eight weeks at a commercial bank trying to get a

There are many misnomers in mortgage lending, but none as specious as the requirement of a 20% down payment to buy a home. According to

In general, I try to share timely topics, current news and recent experiences that I encounter in dealing with clients on a day-to-day basis. This

This week the online real estate juggernaut, Zillow, made a major announcement. Zillow disclosed their intent to buy a mortgage lender in Kansas to help