June 22, 2025

Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Shmuel Shayowitz

Articles by Shmuel Shayowitz

Don’t Miss the Opportunity

Over the past few weeks, we have seen an unusual dichotomy where mortgage rates have dropped, and home prices have continued to remain stable or

Mortgage Savings For 5 Million

According to the Mortgage Bankers Association’s seasonally adjusted index, mortgage application volume surged 18.6 percent from the previous week and 28 percent from a year

Mortgage Rates Drop Again

I have a client who was recently referred to me who was “shopping around” after getting his pre-approval from a local commercial bank. Remarkably, he

Un-Interest-Ed

As a mortgage professional, I task myself with the responsibility helping my clients get the fastest, most economical, and utmost hassle-free mortgage. I also, however,

Penny Wise, Dollar Foolish

There is a well-known British saying that I very much appreciate, “penny wise and pound foolish.” The premise, in my mind at least, is that

Gambling in Las Vegas Pays Off

I was recently in Las Vegas, “the gambling capital of the world,” and my one and only bet there played out unbelievably. Practically speaking, the

I Can’t Do That, But…

I was recently contacted by someone from New York who was looking for a renovation loan. It turns out that for over six months he