January 13, 2025

Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Shmuel Shayowitz

Articles by Shmuel Shayowitz

The New Market Reality

I had a different article in mind that I was working on, but I had to postpone that because of last Friday’s shocking employment numbers.

Paying Extra For Your Mortgage

Much of why mortgage rates have gone up is due to the anticipated rise in inflation. There are certainly other variables, but most bond and

Taking All The Credit

I am far from a credit-scoring expert, but I have learned a few tricks over the years that have come in very handy for my

I Told You So, and So Did They

While it might seem repetitious coming from me, there are a few vital market gauges in the economy, that are continually fluctuating, and require our

‘If Only I Knew’

If I had a quarter for every time I had a client say, “If only I knew” – I would have a lot of quarters,

The One Trick Pony

We recently embarked on a campaign to hire additional mortgage consultants as we execute our expansion goals for 2018. This week I got a call

Don’t Look Now …

As if there wasn’t already enough going on within the United States economy to start a busy year – this week we got some more

Looking Forward…

Predictions for a new year are always erratic, but this year will prove to be even more of a challenge. With the new tax plan

Do You Have What It Takes?

Behind the scenes at a mortgage banking operation. They say, “It takes a village” – to which I wonder…. who is the “They” exactly?! I