February 22, 2025

Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Shmuel Shayowitz

Articles by Shmuel Shayowitz

Unconventional Thinking

In the aftermath of the “Great Recession,” new regulations were introduced to protect consumers and to ensure that banks fully evaluated an applicant’s “Ability to

The New Market Reality

I had a different article in mind that I was working on, but I had to postpone that because of last Friday’s shocking employment numbers.

Paying Extra For Your Mortgage

Much of why mortgage rates have gone up is due to the anticipated rise in inflation. There are certainly other variables, but most bond and

Taking All The Credit

I am far from a credit-scoring expert, but I have learned a few tricks over the years that have come in very handy for my