January 13, 2025

Linking Northern and Central NJ, Bronx, Manhattan, Westchester and CT

Shmuel Shayowitz

Articles by Shmuel Shayowitz

Just One Point

As the title indicates, I do have a point to make. Although in the mortgage business when a banker says they want to “make a

Time Is Money

If I were to take a vote, I believe that the general consensus would be, outside of “good health,” “time” and “money” are the most

Your Fico. My Fico. Their Fako.

This past week, the Consumer Financial Protection Bureau (CFPB) announced that two of the three major credit reporting agencies (TransUnion and Equifax) that are responsible

The Age Of The Un-Informed Consumer?!

From fixing their own appliances to starting their own companies, today’s consumer has embraced the do-it-yourself philosophy. As defined by Wikipedia – Do It Yourself,

Skip a Mortgage Payment?!

One of the more common questions and conversations that come up with regard to a refinance loan is the ability to “skip a mortgage payment”.