Assuming you can afford the monthly payments for either option, conventional financial wisdom favors the 15-year option, simply because it greatly reduces the amount of
Developing a Comprehensive Plan A comprehensive financial plan is more than a longer, more detailed list of mathematical projections. Although numbers matter, a comprehensive financial
Ever seen a “Goodyear” house? Most Goodyear houses are at least 100 years old, and are typically found in farm country. Although they may feature
Characteristics of an ideal TBD account A financial professional who understands the philosophy of To-Be-Determined accumulation may use a variety of financial instruments to achieve
Many professional sports teams in the United States conclude their seasons with a playoff to decide a champion. With the exception of football, these playoffs
A couple, both in their 70s, own life insurance policies. They named each other as the primary beneficiary on their policies, and listed their three
As interest rates have dropped to historic lows and stayed there, some retirement planning benchmarks have lost their relevance. In this environment, many retirees find
Buy-and-hold and market timing are two investment approaches that seem to be polar opposites in terms of philosophy and execution. Yet proponents of both strategies
Is the Wealth Gap an employment problem or a strategy problem? The roots of the widening wealth gap in the United States reach back to
By various statistical measures, financial inequality among Americans is increasing. In short, research indicates rich Americans are getting richer, while the poor and middle class
“Whataretheodds?” This is one of the basic questions at the heart of every insurance discussion. In this case, the odds involve the likelihood of being
If you Google the phrase “life insurance is a bad idea,” you won’t get any true matches. What you will get is “term life insurance
